OpenRoad Credit Plus
Welcome to OpenRoad Credit Plus - Get Driving
OpenRoad Credit Plus provides financing for all customers including new immigrants, small business owners, students and those with recent poor credit status.
To get a no obligation pre-approval for a monthly car payment, contact us via our web form. When you have been declined by a bank, it does NOT mean you are declined with OpenRoad Credit Plus. Regardless of what has happened in your past, you deserve some credit.
Let us help you find the right car that fits your budget.
OpenRoad Credit Plus
With our Credit Plus service we offer you more support and financing options than you'll normally find when searching for a car loan. At OpenRoad Credit Plus we have in-depth experience helping people with the following types of credit history:
Poor Credit History
In Canada when you apply for a car loan the financial lenders pull your credit history and evaluates your credit report. People with a poor credit rating are often left with fewer lending options than customers with good credit.
However, at OpenRoad Credit Plus we have combined our reputation in the automotive industry and our knowledge of the lending market to provide one-to-one advice and car loan lending options to those with a poor credit report. We give you more lending options and wide selection of vehicles to choose from.
Students looking for a new or used car often have trouble proving credit history to financial lenders. We understand the qualification criteria's for students and the lenders who will get you qualified for a car loan.
New Immigrants Cars
When you first arrive to Canada it is often difficult to prove your credit history to finance lenders. We understand and with our inside knowledge of the lending criteria and our reputation we are able to find you fair and immediate car loan options.
The basic qualifications for Credit:
- Minimum employment of 3 months
- Canadian citizenship or legal residence
- Currently reside in Canada
- Able to obtain automobile insurance
- Possess a valid driver's license
- Full time employment or guaranteed fixed income for the length of the loan.
- A valid phone number and proof of residence, such as a utility or credit card statement.